Your whole property portfolio,
at a glance.

See every property, loan and number in one clear view, without a spreadsheet in sight. EquityLab has an experienced investor's know-how built in, so you stay in charge without the hours of admin or learning every tax and lending rule yourself.

Get pre-launch access See how it works
Most investors are juggling all of this.EquityLab pulls it all into one place.Let us retire your spreadsheets.Run your portfolio like a pro, without the hours of admin.
Dashboard
Investment value$2.34M$1.19M debt · 51% LVR
Net wealth$1,152,000equity across 3 properties
Cashflow+$267/moannualised · before tax
Wealth over timeValueEquity
  • Coburg VIC$845k$375k equity
  • Marrickville NSW$995k$450k equity
  • Woolloongabba QLD$500k$327k equity
Pre-launch offer · register free

We're building the best property investing tool in Australia. Be there from day one.

  • Free accessevery feature included during pre-launch
  • Launch-day linkstraight to your inbox
  • A say in what we buildwe'll listen to you from day one
Get pre-launch access
The magic moment

Drop in your statements and watch it reconcile itself.

No more reading a PDF line by line and typing it into a spreadsheet. Drop in a rental statement, a loan statement or a council bill, and EquityLab will categorise, extract and reconcile every line into the property and the whole portfolio.

Your agent's rental statementwatch it file itself
Managing agent statement
Marrickville NSW · 1–30 June
reading…read ✓
  • Rent collected (4 wks)Rental income$2,480.00
  • Management fee (7%)Agent fees−$173.60
  • Council ratesCouncil−$210.00
  • Water usageWater−$52.00
Your bank loan statementwatch interest flow into the picture
Home-loan statement
Marrickville NSW · 1–30 June
reading…read ✓
  • Interest chargedLoan interest−$1,744.40
Property · Marrickville NSWinterest pendingnet cashflow ✓
Income & expense records · June
RentRent collected+$2,480.00
AgentManagement fee−$173.60
CouncilCouncil rates−$210.00
WaterWater usage−$52.00
InterestLoan interest−$1,744.40
Netbefore loan interestNet Cashflow (June)+$2,044.40+$300.00

Waiting for your first statement…Rent and costs are in, and the loan statement will add the interest next.Cashflow calculated and every line filed under the right tax category.

Your whole portfolio 3 propertiesin sync
This month's cashflow across the whole portfolionet cashflow +$267
+$8,408
Rent
−$1,908
Expenses
−$4,489
Interest
$2,011
Net cashflow
+$8,408
Rent
−$1,908
Expenses
−$6,233
Interest
$267
Net cashflow
Net wealth$1.15M
Portfolio value$2.34M
FY rental income$28,900$31,380 ↑

This month's cashflow across every property in your portfolio.Rent is in across the portfolio, and the loan statement will add this month's interest next.Marrickville's statements are now applied to your whole portfolio.

Sample data, for demonstration purposes only.

The Lab

It's called the Lab for a reason.

What if you could test your next move before you make it? Simulate a purchase or a sale and see how it affects your whole portfolio straight away, from value and equity to cashflow and LVR. EquityLab combines the experiment with your actual numbers, turning a weekend of spreadsheet work into a few minutes.

Portfolio Projection
Where will my portfolio be in ten years?
1y3y5y10y20y30y
EquityDebt

Roll your whole portfolio forward year by year to see where you're heading.

  • Equity, debt and cashflow projected to any year
  • Forecasts for each property, not just the portfolio totals
  • Growth, rent and interest rate assumptions you can adjust
Early access
Portfolio Adjustment
What if rates or rents change?
Rent
Rate
Value

Change the rent, rate or value of anything you own and see the effect on everything else straight away.

  • Sliders for rents, loan rates, values and expenses
  • LVR, equity and cashflow recalculated as you go
  • Model an RBA cash rate rise or cut
Early access
Deal Analyser
What if I buy this property?
5.2%Gross yield
−$4.1k1st-yr cashflow
Yr 5Breakeven

Test a purchase properly before you commit a cent.

  • Gross and net yield, plus first-year cashflow
  • Buying costs, breakeven year and negative gearing carried forward
  • How the purchase affects your whole portfolio
Early access
Sell / Exit
What if I sell this property?
On a $500k sale, net to you$288.7k
Loan payoutSelling costsCGT (50% disc.)Net to you

Model a sale all the way through to the cash you'd walk away with.

  • Estimated CGT for a sale from any entity type, which matters even more under the new tax rules
  • Selling costs, loan payout and net proceeds
  • Your portfolio's position the day it settles
Early access
Next-move readiness

Set your goals and we'll keep track of them for you.

Tell EquityLab what you're aiming for, such as a target price, the deposit you'll need, an LVR limit and the cashflow you're comfortable with. Your progress updates month after month as your statements come in, so you'll know when you're ready.

Almost there
You're nearly ready for your next purchase.
Deposit$12k to go
$120k deposit + $33k buying costs · $141k available
LVR ceiling18% headroom
lands at 62% · ceiling 80%
Cashflow floorwithin your buffer
−$14.2k/yr · buffer −$18k
$600k target · 20% deposit · ≤80% LVR · −$18,000/yr cashflow buffer
Based on a 5% gross yield, a 6.35% interest rate (RBA 4.35% plus 2%) and 5.5% buying costs, with new borrowing interest-only. This is an indication only, not a borrowing-capacity assessment.
Usable equity
$140,800
toward your next deposit
How close you are to your goals92%

You're almost there, with only a little left to go.

Start tracking your goals
End of financial year

Every entity reconciled and ready for tax time.

Each entity gets its own ledger for income, expenses and depreciation, recorded as they come in. Because it's captured all year round, legitimate deductions don't get missed, and on 30 June everything comes together in one EOFY pack.

YouPersonal
Income+$52,400
Expenses−$18,900
Depreciation Div 40 · Div 43−$9,200
Taxable result$24,300
Nguyen Family TrustTrust
Income+$61,800
Expenses−$21,300
Depreciation Div 40 · Div 43−$11,400
Taxable result$29,100
Wattle Holdings Pty LtdCompany
Income+$44,200
Expenses−$16,700
Depreciation Div 40 · Div 43−$7,800
Taxable result$19,700
EOFY Pack FY24-25 complete
Personal
  • Income and deductions categorised
  • Depreciation schedule attached
Trust
  • Distributions and income recorded
  • CGT events tracked
Company
  • Income and expenses reconciled
  • Depreciation and write-offs applied
Ready to exportYou or your accountant can review it and lodge straight away.
Connected storage

Every number traces back to the document it came from.

Most investors keep their documents in one place and their spreadsheets in another, then spend hours typing figures from one into the other. In EquityLab your documents are the data. Each one is read once and feeds your dashboards and charts directly, so there's nothing to retype or keep in sync.

Marrickville NSW11 documents
  • Rental statements
    • Rental statement.pdfIncome
      Property actualsIncome
      Rent+$2,480
      Management fee−$174
      Council rates−$210
      Loan interest−$1,744
      Net cashflow+$352
      Source: Rental statement.pdf
  • Expenses
  • Bills
    • Council rates notice.pdfExpenses
      Property actualsExpenses
      Rent+$2,480
      Management fee−$174
      Council rates−$210
      Loan interest−$1,744
      Net cashflow+$352
      Source: Council rates notice.pdf
  • Loan
    • Loan statement.pdfDebt
      Debt overviewDebt
      Marrickville loan$545,0006.1% rate55% LVRP&Ione of 3 loans totalling $1.19M
      Source: Loan statement.pdf
Coburg VIC
Woolloongabba QLD
Trust & security

Your numbers stay yours.

Your financial data is personal, and we take looking after it very seriously. Here's how we keep it safe.

  • Encrypted and protected
    Your data is encrypted in transit and at rest, and protected by strict access controls.
  • Stored in Australia
    Built and stored in Australia, and covered by Australian privacy law.
  • Never sold
    Your data belongs to you. We don't sell it or share it with anyone.
  • You're in control
    You decide who can see your data, like your accountant or advisor, and you can take that access back at any time.
Register for pre-launch

We're building the best property investing tool in Australia.
Be there from day one.

EquityLab was started by a property investor who wanted a better way to run a portfolio than spreadsheets, hours of reconciling by hand and digging through old emails, and couldn't find one. Register now and you'll get access on launch day.

  • Free accessevery feature included during pre-launch
  • Launch-day linkstraight to your inbox
  • A say in what we buildwe'll listen to you from day one
You're registered, thanks for joining us.
We'll email your link as soon as we go live. Your access is free during pre-launch, and we'd love to hear what you think.